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Mr Martin Upton

Staff photo

Senior Lecturer in Finance and Head of the Department for Accounting and Finance

You can email Mr Martin Upton directly; but for media enquiries please contact a member of The Open University's Media Relations team.

Staff profile

See below for Mr Martin Upton's:

Biography

Martin joined The Open University Business School's Centre for Financial Management in July 2004. Previously he worked for seventeen years in the financial services industry, including twelve years as Treasurer of the Nationwide Building Society. Prior to that Martin worked in local government (Coventry City Council) and higher education (University of Aston and Leeds Polytechnic).

Martin's main teaching and research interests are financial markets, treasury management and balance sheet risk management. He is currently Course Chair for Financial strategy (B821) an elective course on the Business School's MBA programme. Additionally he is Exam Chair and Block Chair for Issues in international finance and investment (B854) a component part of the MSc in International Finance and Management. Martin is also a member of the course team for You and your money: personal finance in context (DB123), a new Level 1 course for undergraduates produced in partnership with the Social Sciences faculty.

With Professor Janette Rutterford and Dr Devendra Kodwani, Martin co-edited the B821/B854 course reader Financial Strategy; (2nd edition, Wiley, 2006). He contributed a chapter to this publication on the subject of fixed rate mortgages in the UK. Additionally Martin has recently produced research papers for the BBC's Money Programme on payment protection insurance and bank charges, media briefs on the UK housing market and has been a panellist on Radio 4's Moneybox programme commenting on developments in the financial markets and on UK interest rates. He is also a regular contributor to the Open2.net blog accompanying the Money Programme - see his views on the UK housing market, boiler rooms, the Northern Rock crisis, buy-to-let, bank charges (2006 and 2007) and payment protection insurance.

Martin is a member of CIPFA's Treasury Management Panel and regularly undertakes external presentations on treasury and financial markets issues.

 

Research interests

Interested in the financial markets, the housing market in the UK, funding and capital management in the UK mortgage lending sector and regulation of the financial services industry. I am a regular contributor to the Open2.net blog accompanying the Money Programme.

Research student supervision

Publications

Journal papers
Upton, M  (1993)  'Building societies and derivatives - 2', Treasury Today, vol. 3.
Upton, M  (1993)  'Building societies and derivatives - 1', Treasury Today, vol. 3.
Upton, M  (1990)  'Building societies and futures', Short Sterling Futures and Options Review, The London International Financial Futures Exchange.
Upton, M  (1980)  'Reviving Rowntree: Poverty lines and the levels of social security benefits for the unemployed; 1950-1978', Social Policy & Administration, vol. 14, issue 1, pp. 36-46.
Books
Rutterford, Janette M., Upton, Martin, Kodwani, Devendra (eds)  (2006)  'Financial Strategy: adding stakeholder value, 2nd edition', Chichester, John Wiley and Sons Ltd.
Rutterford, Janette M., Upton, Martin, Kodwani, Devendra (eds)  (2006)  'Financial Strategy (2nd Edition)', Chichester, UK, John Wiley and Sons Ltd. Abstract
Book chapters
Upton, M  (2007)  'Debt', Callaghan, G, Fribbance, I and Higginson, M (eds) Personal Finance, Chichester, John Wiley and Sons Ltd, pp. 127-168.
Fribbance, I, Upton, M  (2007)  'Housing and the financial balance sheet', Callaghan, G, Fribbance, I and Higginson, M (eds) Personal Finance, Chichester, John Wiley and Sons Ltd, pp. 223-270.
Rutterford, JM  (2006)  'Adding value through financing: section overview', Financial Strategy: adding stakeholder value, 2nd edition, Chichester, John Wiley & Sons Ltd, pp. 121-124. Abstract
Rutterford, JM  (2006)  'Adding value through investment; section overview', Financial Strategy: adding stakeholder value, 2nd edition, Chichester, John Wiley & Sons Ltd, pp. 59-61. Abstract
Upton, M  (2006)  'Learning to live with fixed rate mortgages: an evolutionary approach to risk management', Financial Strategy (2nd Edition), UK, Wiley, pp. 285-301.
Rutterford, JM  (2006)  'Trends in finance theory: section overview', Financial Strategy: adding stakeholder value, 2nd edition, Chichester, John Wiley & Sons Ltd, pp. 1-3. Abstract
Rutterford, JM  (2006)  'The World was their oyster: international diversification pre-World War I', Financial Strategy (2nd Edition), Chichester, UK, John Wiley & Sons Ltd, pp. 01/05/24.
Upton, M  (1992)  'Housing market survey', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1991)  'The Gulf War and the oil economy', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1990)  'The economic consequences of German reunification', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1990)  'The European Monetary System', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1989)  'The public sector economy in the 1980's', Taylor, I and Popham, G (eds) An Introduction to Public Sector Management, London, Unwin Hyman.
Upton, M  (1989)  'The Japanese economy after Hirohito', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1988)  'The American economic scene', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1988)  'Europe and 1992', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1987)  'The North-South divide in Britain', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1986)  'The channel tunnel proposals', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1986)  'The decline of British manufacturing industry', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1985)  'The collapse of Sterling', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1985)  'Crisis in the coalfields', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1984)  'Recession in the car industry', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1983)  'The economics of Eastern Europe', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1983)  'Funding rail transport', Cook, C (ed.) Pears Cyclopaedia, London, Pelham.
Upton, M  (1982)  'Local government finance: the rates debate', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1982)  'North Sea oil and the British economy', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1981)  'Import controls for the United Kingdom?', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1980)  'The importance of money', Cook, C (ed.) Pears Cyclopaedia, London, Pelham Books.
Upton, M  (1978)  'Evidence to the Royal Commission on the Distribution of Income and Wealth, Report no. 6, "Lower Incomes', issue 6, London, HMSO.
Other
Upton, M  (2009)  'Are banks ripping us off with overdraft charges?', issue 25/11/10, Opinion piece for Platform.
Mako, I, Upton, M  (2009)  'A brief history of... Black Wednesday', issue 24 Sept, Blog for OpenLearn.
Upton, M  (2009)  'The commercial property market: In a downward spiral?', issue 21/02/10, Blog for the BBC's The Bottom Line.
Upton, M  (2009)  'Waving the chequered flag: Porsche v Volkswagen', issue 22/01/10, Blog for the BBC's The Money Programme.
Upton, M  (2008)  'Boiler rooms', issue 20/03/10, Blog for the BBC's The Money Programme.
Upton, M  (2008)  'The end of the credit affair', issue 05/11/10, Blog for the BBC's The Money Programme.
Upton, M  (2008)  'HBOS - the demise of two giants', issue 29/10/10, Blog for the BBC's The Money Programme.
Upton, M  (2008)  'How much is that mortgage in the window?', issue 29/05/10, Blog for the BBC's The Money Programme.
Upton, M  (2007)  'Banking on a favourable verdict', issue 15/11/10, Blog for the BBC's The Money Programme.
Upton, M  (2007)  'Letting property profit', issue 08/10/10, Blog for the BBC's The Money Programme.
Upton, M  (2007)  'Northern Rock: a business model unravels', issue 08/11/10, Blog for the BBC's The Money Programme.
Upton, M  (2006)  'Are banks ripping us off?', issue 11/12/10, Blog for the BBC's The Money Programme.
Upton, M  (2006)  'Over-sold, over-priced?', issue 04/04/10, Blog for the BBC's The Money Programme.