Tuition Fee Loans in England
What is a Tuition Fee Loan?
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A tuition fee loan from your Lifelong Learning Entitlement could cover the entirety of your module tuition fees. -
You’ll apply for a loan to fund your modules as you study them, so you won’t have to finance your whole qualification upfront. -
Loans are not means-tested, so you can apply regardless of income. -
You can apply whether you have a job or not. -
You must be aged under 60 when you start your course. -
You’ll apply for your loan from Student Finance England, who will pay your fees directly to us.
How do the repayments work?
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Repayments are linked to your income, not how much you borrow. -
You only start repaying your loan when your salary exceeds the income threshold, currently £25,000. -
You won’t start repaying until the April after you finish or leave your course, even if you’re already earning over the threshold. -
You’ll repay 9% of what you earn over £25,000 – so if you earn £27,000, you’ll repay only £180 that year (9% of £2,000). That's just £15.00 per month. -
Your employer deducts your repayments automatically through the UK tax system.
Income each year before tax Income each year before tax | Monthly repayment Monthly repayment |
|---|---|
Up to £25,000 Up to £25,000 | £0 £0 |
£27,000 £27,000 | £15.00 £15.00 |
£30,000 £30,000 | £37.50 £37.50 |