I am an economist specialising in personal finance, previously working in stockbroking, then as head of money research at Which? before running my own contract research and journalism business for 25 years, writing some 30 books on personal finance along the way. I now combine working as an academic with freelance work. I am a Senior Fellow of the Higher Education Academy and Associate Member of the Chartered Institute for Securities and Investments..
Systems of pension provision; theorising and evaluating financial capability; causes of, and remedies for, consumer detriment in retail financial markets; consumer interface with the tax system; and retail financial regulation in the UK. Jointly responsible for the Financial Innovation and Equity theme in the IKD Research Centre and member of the True Potential Centre for the Public Understanding of Finance (PUFin).
Lowe, J. (ed) (in press) The Good Retirement Guide, London, Kogan Page.
Lowe, J., Luu, L. and Butler, J. (2019) Essential Personal Finance. A Practical Guide for Employees, London, Routledge.
Luu, L., Lowe, J., Butler, J. and Byrne, A. (2017) Essential Personal Finance: A Practical Guide for Students, London, Routledge.
Lowe, J. (2015) Pensions Explained London, Which? Books.
Lowe, J., 2011, Giving and inheriting: tax-efficient ways to pass on money, London: Which? Books.
Lowe, J. and Williams, S., 2010, The FT Guide to Personal Tax, Harlow: Pearson Education.
Lowe, J. 2010, Be Your Own Financial Adviser, Harlow: Pearson Education.
Lowe, J. 2009, Personal Finance Handbook London: Child Poverty Action Group/ Services Against Financial Exclusion.
Lowe, J., 2009, Finance Your Retirement, London: Which? Books.
Lowe, J., 2008, Save and Invest, London: Which? Books.
Lowe, J., (2019) 'Where to go for advice' in Tolley's Finance and Law for the Elderly Client, LexisNexis Butterworth.
Lowe, J., (2018) 'Equity release' in Tolley's Finance and Law for the Elderly Client, LexisNexis Butterworth.
Lowe, J. and Higginson, M. (2018) 'Expenditure' in De Henau, J. and Lowe, J (eds), (2018) Personal Finance, Milton Keynes, Open University.
Lowe, J. and Fribbance, I. (2018), 'Insurance' in De Henau, J. and Lowe, J (eds), (2018) Personal Finance, Milton Keynes, Open University.
Lowe, J., (2018) 'Pensions' in De Henau, J. and Lowe, J (eds), (2018) Personal Finance, Milton Keynes, Open University.
Rutterford, J. and Lowe, J., (2012) 'Savings and investments' in Callaghan, G., Fribbance, I. and Higginson, M. (eds), 2012 Personal Finance, Chichester: John Wyley/Open University.
Lowe, J., (2010), 'Investment choices' in Mazzucato, M., Lowe, J., Shipman, A. and Trigg, A., 2010, Personal Investment, Palgrave Macmillan/The Open University.
Module Team Chair of production, DD226 Economics in Practice (forthcoming).
Module Team presentation member, DB125 You and Your Money.
External Examiner, Glasgow Caledonian University.
Former Module Team Co-chair of production, DB125 You and Your Money (module now launched).
Fomer Qualification Lead of Foundation Degree/Dip HE in Financial Services (now taught out).
Former Faculty Employability Lead.
Former Module Team Chair of presentation, DB234 Personal Investment in an Uncertain World (taught out).
Former Module Team Chair of production, DD209 Economics in Context.
Former Module Team production member, DB234 Personal Investment in an Uncertain World (taught out).
Former Module Team production and presentation member, DB123 You and Your Money (taught out).
Co-author of Future Learn MOOC, Challenging Wealth and Income Inequality. Tutor on DB123.
Consultancies and commissioned projects with, for example, former Money Advice Service, Financial Services Consumer Panel, Financial Conduct Authority and former Financial Services Authority, National Audit Office, Which?, Macmillan Cancer Care, Age UK, former National Consumer Council, Royal London Group.
Member of the Policy Advisory Group, Women's Budget Group.
Member of Finance and Leasing Authority Consumer Code Group.
Member of Open Banking Consumer Group.
Oral and written evidence to Parliamentary Public Bill Committee here
Oral and written evidence to House of Lords Financial Exclusion Committee here
Alliance of Financial Capability Academics (jointly founded by Massey University and Open University) Further information here
|Financial History Group||Group||The Faculty of Business and Law|