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Price inflation at its highest for nearly 6 years – but set to ease in 2018 provided Brexit negotiations don’t put a spanner in the works! - 12th December 2017

The latest price inflation data published by the Office for National Statistics (ONS) show price inflation for the year to November edging upwards to its highest level since March 2012. With an annual rate of 3.1% the Consumer Prices Index (CPI) grew at 0.1% more than in the year to October.

Growing poverty for children and pensioners highlighted by Joseph Rowntree Foundation study - 4th December 2017

The latest study by the Joseph Rowntree Foundation has found that the numbers in poverty in the UK have started to increase in recent years. Worryingly the study found that the number of children living in poverty has grown by 400,000 since 2013 whilst the numbers of pensioners in poverty had grown by 300,000 in the same period.

Don’t let your Christmas spending give you a New Year financial hangover - 29th November 2017

As we approach the festive season  the television adverts and newspaper inserts are encouraging us to embark on the usual Christmas fare of ‘shopping to we drop’ – or these days shopping until our index fingers get tired of tapping in details on internet sites . We once again also start to brace ourselves for the subsequent financial shock when the credit card bills land on our doormats and PC in-trays in the New Year.

The OBR’s growth forecast leaves the Chancellor planning for the future but giving little away now. - 22nd November 2017

The contents Philip Hammond’s Budget Statement were always going to be constrained by the economic uncertainties about Brexit. The extent of these constraints were made clear by the latest growth forecast for the UK economy prepared by the Office for Budgetary Responsibility (OBR). With growth for 2017 now forecast to be 1.5% (instead of 2%) and with growth set to fall to 1.4% and 1.3% in 2018 and 2019 respectively it was clear early in the Chancellor’s statement that there was little scope for financial largesse.

Podcast - How Risky is your Portfolio? - 20th November 2017

Smart investors know that risk and returns go hand in hand. But is the degree of risk you are exposed to appropriate for your time of life and investment goals? In his latest Money Talks podcast, Nigel Cassidy from Share Radio talks risk with Professor Janette Rutterford of The Open University Business School, Chair of True Potential PUFin, and David Miller, Executive Director and award-winning fund manager at Quilter Cheviot.

Budget predictions for Wednesday 22nd November - 17th November 2017

As the 2017 budget statement approaches we can all have a bit of fun making predictions about the contents of the red box. Here are mine.

Badged open course launched to combat growing debt problem among 16-18 year olds - 3rd November 2017

The Open University Business School’s True Potential Centre for the Public Understanding of Finance (True Potential PUFin) has joined forces with University Challenge star and Arithmophobia Expert, Bobby Seagull, and MoneySavingExpert’s Martin Lewis, to develop a free badged open course on OpenLearn, specifically designed for the

Low unemployment and forbearance by lenders set to keep the lid on individual insolvencies - 24th October 2017

Figures for the second quarter published in July showed total personal insolvencies of 22,772 - nearly 10% lower than in the first quarter of the year and some 40% below the level seen in 2009 and 2010. Data for the third quarter of 2017, to be published this Friday, are likely to show a continuation of the downward trend line in personal insolvencies seen since 2010.

UK real incomes falling again – blame both labour productivity and Brexit? - 18th October 2017

Latest data from the Office for National Statistics (ONS) show average earnings (excluding bonuses) rising by an annual rate of 2.1% in the three months to August. With price inflation - as measured by the Consumer Prices Index (CPI) - currently running at 3% per annum average real incomes are clearly falling again.

Thirty years on from Black Monday is history about to repeat itself? - 11th October 2017

Reading the press coverage of the 30th anniversary of the Great Storm that hit the UK on 16th October 1987 reminded me that we are close to another 30th anniversary – that of ‘Black Monday’ on 19th October 1987 when share prices plummeted globally. Looking at how the equity markets around the world are trading at, or close to, their historic highs does make me ponder whether a repeat of that calamitous event for investors is on the cards.

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